Some credit card companies make you jump through hoops in order to get your credit card.  Then there are the companies that offer easy credit a lot of the time which means you are usually guaranteed a card.  So in this article we will discuss the credit cards guaranteed approval as well as look at some of the deals offered through the companies.

When the internet site you are looking at talks about the credit cards guaranteed you are not always going to get the credit card offer you found online.  It just means that they will not decline your application even if you have bad credit.  You see they want you to have a credit card, but they are not going to let someone who has a high risk application get a card for the lowest possible interest rate.  You should be aware that if the card offer shows 10.99% interest you are not guaranteed that rate.  The rate could come back at 15.99% depending on what the company finds.  All credit card companies reserve the right to make the interest rate and terms of the card they offer.  You don’t have to accept the offer at the end of the process.

So for credit cards guaranteed you have First Premier.  First Premier Gold or Classic tend to offer you the save things.  There will not be an introductory rate for the credit card.  You will have at the lowest amount 9.9% interest rate.  This is their regular rate so you should expect something higher if you have bad credit or poor credit.  They do ask for an annual fee of 48 dollars a year.  They do not allow balance transfers on the account.  You are also guaranteed an answer to your application in less than 60 seconds.

Orchard bank is another credit card guaranteed to approve you with conditions of course.  The conditions are that you can get the zero percent interest rate for six months when you apply, the regular annual percentage rate is 14.90% and you have an annual fee.  The annual fee is going to be between zero and seventy nine dollars depending on your risk.  For bad credit you should expect the interest rate to be higher than the regular number and to have a pretty high annual fee.  They do not offer rewards programs.

Centennial is the last credit card guaranteed we will look at, but there are certainly more available online.  This card is not going to have an introductory rate.  They have a regular interest rate of 9.9%, so bad credit should expect a higher rate than that.  They also have the 48 dollar annual fee and no balance transfers.  They report to the major credit bureaus and offer you a fifty dollar increase on your limit when you first make two minimum payments.  In other words you get a reward when you have behaved, all though this is just an increase on your 250 dollar credit limit.