Canadian credit cards are a lot like those in America or even in the UK.  They are going to offer you specific deals to try and get more consumers to apply for the cards.  American Express is just one of the companies that offer Canadian Credit Cards.  So what are the Canadian credit cards going to offer?

Let’s look at the American Express card.  They offer no fee credit cards that allow you to earn flight miles.  There is also a reward of 100 bonus miles that you can earn.  For every 20 dollar purchase you will earn 1 air mile reward.  You can get free supplementary cards and the balance can be 25,000 dollars on the card.  In other words that is the highest credit limit they will offer someone. 

The Horizon is another Canadian credit card you can apply for.  They advertise credit approval guaranteed no matter your credit situation.  They also allow the card to be used in Quebec. 

These cards that we have mentioned are secured cards.  That means they are more like the prepaid options so there are some fees associated with them, but no interest rate.  In order to get one of these cards you must have a balance on the card.  There will be a set up fee as well as reload fee, but other than that they are interest free.

Since we know that shopping around for a card can be irritating and stressful we are trying to offer as much information about the cards that are offered in Canada to help you narrow down the search you will have.

There is another credit card from American Express that is a regular credit card over the prepaid or secured options.  This card has a 3.99% APR for six months.  After that introductory rate they offer 18.5% to the consumer.  There is no annual fee and a potential for airline miles just like the secured card we mentioned above. 

Many of the well known banks also offer credit cards to you in Canada.  So Capital One, Chase, Barclay and more will also offer you some type of deal.  The deals range in the introductory period, annual percentage rate, and of course the rewards you may find offered. 

Canadian credit cards are really no different than any other place, except they tend to offer more of the prepaid cards or secured cards.  Canada is not as far in debt as the US or UK because of the credit card offers according to research found.  In other words they have less of a chance to rack up the debt that other countries have because they tend to go with the secured cards.

When searching for Canada credit cards it is best to use that particular phrase or search on the Canadian Google site over the US or UK.  You are more likely to find the results you want.  Keep in mind that shopping around for cards is in your best interest.  You want to make sure that you have sought the best deal before applying.